走遍美國
A Place of Our Own(自己的住房) ACT III
1 . Thank you, Mr. Riley. We'll read this over carefully.謝謝你 Riley先生。我們會仔細閱讀這些。
2 . Well, it depends. Do you own any other property?嗯， 這還要看情 。你們擁有其他什麼財產嗎
3 . Talking to the loan officer at the bank.與銀行的貸款負責人談。
4 . OK. What ... what kind of house did you have in mind?好的， 你們打算買什麼樣的房子？
5 . This has been a great learning experience for us, Marilyn.這對我們是一次很好的學習經驗， Marilyn。
6 . Perhaps you could get a guarantor--也許你可以找一位擔保人
7 . Everybody needs help sometimes, Richard.每個人都有需要幫助的時候， Richard。
8 . And I don't think it's a good idea而且我覺得這不是個好主意
9 . a two-bedroom house in Mount Kisco.一棟有兩間臥室的房子， 在Mount Kisco。
10 . We can get a loan from the bank我們能夠從銀行得到貸款。
11 . I see. Well, the idea of buying a house is exciting.我明白了。嗯 買房子的念頭叫人興奮過頭。
12 . Likewise, Mr. Riley.我們也一樣 ，Riley先生。
13 . And I'll call Mr. Riley at the bank我打電話到銀行給Riley先生
14 . Looking around. Especially with a purchase of this kind.到處看看， 特別是這一類買賣。
15 . What about the house in Mount Kisco?在Mount Kisco的房子呢
16 . And, Mr. Stewart, what is your occupation?那麼 ，Stewart先生， 你的職業呢？
17 . Yes. Here they are.帶來了， 在這裡 。
18 . until they mentioned needing collateral or a guarantor.在他們提到擔保物或擔保人之前。
19 . I don't feel right about it.我覺得這樣不對。
20 . Payments over thirty years?三十年分期付款嗎？
21 . you can pay the mortgage every month.你們能每月按時付款。
22 . and be able to put more money down.也就可以增加自備款的額度。
23 . I'm a freelance photographer.我是自由攝影師。
24 . Are you prepared to make a ten-percent down payment?你打算繳納10%做為自備款嗎？
25 . Now, tell me, what's the problem?啊， 告訴我 有什麼問題？
26 . You're talking about a lot of money.你們談的可是一大筆錢。
27 . We have no collateral.我們沒有擔保物。
28 . I understand your feelings about it, Richard.我瞭解你對這種事的心情， Richard。
29 . or are you refinancing your present home?還是原有的房子重新申請貸款？
30 . Yes, we are.是的 ，我們準備如此。
31 . Fine. Are you buying a house好的。你們是要買房子呢？
32 . Or someone can sign with us as a guarantor.或者有人能當擔保人幫我們簽字。
33 . No. If we buy a house, I want to be able to handle it alone.不， 如果我們買房子， 我希望能夠自行負責。
34 . to ask Dad to sign as a guarantor.請爸爸當擔保人為我簽字。
35 . Why is that necessary?為什麼有此必要
36 . if you can't make the payments.如果你們不能還錢
37 . I'm Richard Stewart, and this is my wife, Marilyn.我叫Richard Stewart ，這是我妻子 Marilyn。
38 . We are customers of the bank.我們是貴行的顧客。
39 . Then there'll be other houses, Marilyn.還會有別的房子， Marilyn。
40 . Last year's tax forms?譬如去年的納稅申報表格？
41 . We're planning to buy a house.我們計劃買一棟房子。
42 . Yes. I'm a designer, and I work in a boutique.是的， 我是位設計師， 我在一家服裝店工作。
43 . We'd like to discuss a mortgage.我們想請教一下貸款的事。
44 . It has been a learning experience. That's true.這真是一次學習經驗， 真的。
45 . You know we'll be there for you.你們知道我們是會伸出援手的。
46 . I hope so, too.我也希望如此。
47 . and tell him we'll see him in a couple of months.告訴他過幾個月我們再去找他。
48 . In two or three months, I'll have an advance on my book兩到三個月後 我能得到我那本書的預付款
49 . And we'd like to find out about a mortgage.我們想知道如何貸款。
50 . We live with my parents, Dr. and Mrs. Philip Stewart.我們和父母住在一起 ，我父母是Philip Stewart夫婦。