走遍美國
A Place of Our Own(自己的住房) ACT III
1 . As a matter of fact, my whole family banks here.事實上， 我們全家都是貴行的顧客。
2 . I don't feel right about it.我覺得這樣不對。
3 . And if you ever need Dad or me to help you ...如果你們的確需要我和爸爸的幫助的話 ……
4 . Here are the financial details on the house.這是這房子的財務細節。
5 . Talking to the loan officer at the bank.與銀行的貸款負責人談。
6 . We'd like to discuss a mortgage.我們想請教一下貸款的事。
7 . until they mentioned needing collateral or a guarantor.在他們提到擔保物或擔保人之前。
8 . And I'll call Mr. Riley at the bank我打電話到銀行給Riley先生
9 . We can get a loan from the bank我們能夠從銀行得到貸款。
10 . Any stocks or bonds?有股票或債券嗎？
11 . Talking to the real-estate agent.與房地產仲介商談。
12 . Please, sit down. What can I do for you?請坐下。我能為你們做什麼呢？
13 . I understand your feelings about it, Richard.我瞭解你對這種事的心情， Richard。
14 . Why don't you speak to Dad?你們為什麼不跟爸爸說說看？
15 . We have no collateral.我們沒有擔保物。
16 . and tell him we'll see him in a couple of months.告訴他過幾個月我們再去找他。
17 . A guarantor is responsible for the loan擔保人要對貸款負責
18 . You're talking about a lot of money.你們談的可是一大筆錢。
19 . I hope so, too.我也希望如此。
20 . you can pay the mortgage every month.你們能每月按時付款。
21 . No. If we buy a house, I want to be able to handle it alone.不， 如果我們買房子， 我希望能夠自行負責。
22 . We live with my parents, Dr. and Mrs. Philip Stewart.我們和父母住在一起 ，我父母是Philip Stewart夫婦。
23 . And we'd like to find out about a mortgage.我們想知道如何貸款。
24 . Perhaps you could get a guarantor--也許你可以找一位擔保人
25 . I'm twenty-nine.我二十九歲。
26 . and be able to put more money down.也就可以增加自備款的額度。
27 . We're planning to buy a house.我們計劃買一棟房子。
28 . We'll call Mrs. Martinelli and tell her to keep looking for us.我們會打電話給Martinelli太太告訴她繼續幫我們物色房子?
29 . It all sounded so easy一切聽起來都那麼容易。
30 . We are customers of the bank.我們是貴行的顧客。
31 . You know we'll be there for you.你們知道我們是會伸出援手的。
32 . I'm a freelance photographer.我是自由攝影師。
33 . Do you own your house or do you rent?你們自己有房子還是租房子？
34 . Last year's tax forms?譬如去年的納稅申報表格？
35 . Yes, we are.是的 ，我們準備如此。
36 . We're in no great rush. It's true.我們不是很急， 這是真的。
37 . if you can't make the payments.如果你們不能還錢
38 . Are you prepared to make a ten-percent down payment?你打算繳納10%做為自備款嗎？
39 . Yes. I'm a designer, and I work in a boutique.是的， 我是位設計師， 我在一家服裝店工作。
40 . or are you refinancing your present home?還是原有的房子重新申請貸款？
41 . Why is that necessary?為什麼有此必要
42 . Thank you, Mr. Riley. We'll read this over carefully.謝謝你 Riley先生。我們會仔細閱讀這些。
43 . I'm Richard Stewart, and this is my wife, Marilyn.我叫Richard Stewart ，這是我妻子 Marilyn。
44 . Yes. Here they are.帶來了， 在這裡 。
45 . Well, it depends. Do you own any other property?嗯， 這還要看情 。你們擁有其他什麼財產嗎
46 . I see. Well, the idea of buying a house is exciting.我明白了。嗯 買房子的念頭叫人興奮過頭。
47 . And we don't own anything to use as collateral.可是我們沒有任何可以做擔保物的東西。
48 . Do you think we can get a loan?你覺得我們能得到貸款嗎？
49 . Or someone can sign with us as a guarantor.或者有人能當擔保人幫我們簽字。
50 . Likewise, Mr. Riley.我們也一樣 ，Riley先生。