走遍美國
A Place of Our Own(自己的住房) ACT III
1 . We're talking about buying我們在商量購買
2 . Since you don't have enough income,由於你們的收入不夠
3 . I think you're doing the right thing. Taking your time.我覺得你們做得對。慢慢來。
4 . And, Mr. Stewart, what is your occupation?那麼 ，Stewart先生， 你的職業呢？
5 . Last year's tax forms?譬如去年的納稅申報表格？
6 . to ask Dad to sign as a guarantor.請爸爸當擔保人為我簽字。
7 . I'm Richard Stewart, and this is my wife, Marilyn.我叫Richard Stewart ，這是我妻子 Marilyn。
8 . Good-bye. And hope to see you soon.再見。希望很快再見到你們。
9 . Why is that necessary?為什麼有此必要
10 . We have no collateral.我們沒有擔保物。
11 . We'd like to discuss a mortgage.我們想請教一下貸款的事。
12 . Likewise, Mr. Riley.我們也一樣 ，Riley先生。
13 . Did you bring any savings or salary information?你是否帶來儲蓄和薪資的相關資料？
14 . Do you think we can get a loan?你覺得我們能得到貸款嗎？
15 . I have some questions to ask.我有一些問題要問。
16 . We are customers of the bank.我們是貴行的顧客。
17 . In two or three months, I'll have an advance on my book兩到三個月後 我能得到我那本書的預付款
18 . What about the house in Mount Kisco?在Mount Kisco的房子呢
19 . Talking to the loan officer at the bank.與銀行的貸款負責人談。
20 . And we'd like to find out about a mortgage.我們想知道如何貸款。
21 . Any stocks or bonds?有股票或債券嗎？
22 . Thank you, Mr. Riley. We'll read this over carefully.謝謝你 Riley先生。我們會仔細閱讀這些。
23 . until they mentioned needing collateral or a guarantor.在他們提到擔保物或擔保人之前。
24 . And I'll call Mr. Riley at the bank我打電話到銀行給Riley先生
25 . Payments over thirty years?三十年分期付款嗎？
26 . Please, sit down. What can I do for you?請坐下。我能為你們做什麼呢？
27 . OK. What ... what kind of house did you have in mind?好的， 你們打算買什麼樣的房子？
28 . As a matter of fact, my whole family banks here.事實上， 我們全家都是貴行的顧客。
29 . No. If we buy a house, I want to be able to handle it alone.不， 如果我們買房子， 我希望能夠自行負責。
30 . or are you refinancing your present home?還是原有的房子重新申請貸款？
31 . We live with my parents, Dr. and Mrs. Philip Stewart.我們和父母住在一起 ，我父母是Philip Stewart夫婦。
32 . I'm a freelance photographer.我是自由攝影師。
33 . you can pay the mortgage every month.你們能每月按時付款。
34 . This has been a great learning experience for us, Marilyn.這對我們是一次很好的學習經驗， Marilyn。
35 . You know we'll be there for you.你們知道我們是會伸出援手的。
36 . Why don't you speak to Dad?你們為什麼不跟爸爸說說看？
37 . Perhaps you could get a guarantor--也許你可以找一位擔保人
38 . I see. Then you don't have any collateral.我明白了。那麼你們沒有任何擔保物。
39 . It's a Stewart tradition. We're a family.這是Stewart家的傳統。我們是一家人。
40 . if you can't make the payments.如果你們不能還錢
41 . and tell him we'll see him in a couple of months.告訴他過幾個月我們再去找他。
42 . Pleased to meet you.很高興與你見面。
43 . the bank needs to be sure銀行需要確定
44 . A guarantor is responsible for the loan擔保人要對貸款負責
45 . It has been a learning experience. That's true.這真是一次學習經驗， 真的。
46 . Are you prepared to make a ten-percent down payment?你打算繳納10%做為自備款嗎？
47 . Looking around. Especially with a purchase of this kind.到處看看， 特別是這一類買賣。
48 . if we can put up some collateral.如果我們能提供擔保物的話。
49 . And if you ever need Dad or me to help you ...如果你們的確需要我和爸爸的幫助的話 ……
50 . Everybody needs help sometimes, Richard.每個人都有需要幫助的時候， Richard。