走遍美國
A Place of Our Own(自己的住房) ACT III
1 . Do you think we can get a loan?你覺得我們能得到貸款嗎？
2 . And, Mr. Stewart, what is your occupation?那麼 ，Stewart先生， 你的職業呢？
3 . someone to sign for the loan for you.找個人為你們的貸款簽個名。
4 . What about the house in Mount Kisco?在Mount Kisco的房子呢
5 . if we can put up some collateral.如果我們能提供擔保物的話。
6 . until they mentioned needing collateral or a guarantor.在他們提到擔保物或擔保人之前。
7 . Pleased to meet you.很高興與你見面。
8 . And we'd like to find out about a mortgage.我們想知道如何貸款。
9 . Fine. Are you buying a house好的。你們是要買房子呢？
10 . to ask Dad to sign as a guarantor.請爸爸當擔保人為我簽字。
11 . Everybody needs help sometimes, Richard.每個人都有需要幫助的時候， Richard。
12 . Thank you, Mr. Riley. We'll read this over carefully.謝謝你 Riley先生。我們會仔細閱讀這些。
13 . Do you own your house or do you rent?你們自己有房子還是租房子？
14 . Last year's tax forms?譬如去年的納稅申報表格？
15 . or are you refinancing your present home?還是原有的房子重新申請貸款？
16 . Yes. I'm a designer, and I work in a boutique.是的， 我是位設計師， 我在一家服裝店工作。
17 . Then there'll be other houses, Marilyn.還會有別的房子， Marilyn。
18 . I'm twenty-nine.我二十九歲。
19 . As a matter of fact, my whole family banks here.事實上， 我們全家都是貴行的顧客。
20 . Yes. Here they are.帶來了， 在這裡 。
21 . We are customers of the bank.我們是貴行的顧客。
22 . We can get a loan from the bank我們能夠從銀行得到貸款。
23 . Yes, we are.是的 ，我們準備如此。
24 . I think you're doing the right thing. Taking your time.我覺得你們做得對。慢慢來。
25 . And we don't own anything to use as collateral.可是我們沒有任何可以做擔保物的東西。
26 . I'm Richard Stewart, and this is my wife, Marilyn.我叫Richard Stewart ，這是我妻子 Marilyn。
27 . I'm a freelance photographer.我是自由攝影師。
28 . I have some questions to ask.我有一些問題要問。
29 . Likewise, Mr. Riley.我們也一樣 ，Riley先生。
30 . I see. Well, the idea of buying a house is exciting.我明白了。嗯 買房子的念頭叫人興奮過頭。
31 . You know we'll be there for you.你們知道我們是會伸出援手的。
32 . I understand Richard's feelings about it, Ellen.我瞭解Richard對此的感受， Ellen。
33 . I hope so, too.我也希望如此。
34 . you can pay the mortgage every month.你們能每月按時付款。
35 . We'd like to discuss a mortgage.我們想請教一下貸款的事。
36 . and be able to put more money down.也就可以增加自備款的額度。
37 . A guarantor is responsible for the loan擔保人要對貸款負責
38 . Here are the financial details on the house.這是這房子的財務細節。
39 . a two-bedroom house in Mount Kisco.一棟有兩間臥室的房子， 在Mount Kisco。
40 . It all sounded so easy一切聽起來都那麼容易。
41 . It's a Stewart tradition. We're a family.這是Stewart家的傳統。我們是一家人。
42 . And I'll call Mr. Riley at the bank我打電話到銀行給Riley先生
43 . We're in no great rush. It's true.我們不是很急， 這是真的。
44 . and you don't already own any property,而你們又沒有擁有其他財產
45 . Talking to the loan officer at the bank.與銀行的貸款負責人談。
46 . Good-bye. And hope to see you soon.再見。希望很快再見到你們。
47 . It has been a learning experience. That's true.這真是一次學習經驗， 真的。
48 . Did you bring any savings or salary information?你是否帶來儲蓄和薪資的相關資料？
49 . Or someone can sign with us as a guarantor.或者有人能當擔保人幫我們簽字。
50 . And I don't think it's a good idea而且我覺得這不是個好主意