走遍美國
A Place of Our Own(自己的住房) ACT III
1 . A guarantor is responsible for the loan擔保人要對貸款負責
2 . Richard has a point. You're just beginning to look. Richard說得對。你們只是開始看房子而已。
3 . I hope so, too.我也希望如此。
4 . This has been a great learning experience for us, Marilyn.這對我們是一次很好的學習經驗， Marilyn。
5 . Somebody else'll buy it by then.別人也許買走了。
6 . Why don't you speak to Dad?你們為什麼不跟爸爸說說看？
7 . if we can put up some collateral.如果我們能提供擔保物的話。
8 . Last year's tax forms?譬如去年的納稅申報表格？
9 . As a matter of fact, my whole family banks here.事實上， 我們全家都是貴行的顧客。
10 . the bank needs to be sure銀行需要確定
11 . or are you refinancing your present home?還是原有的房子重新申請貸款？
12 . No. If we buy a house, I want to be able to handle it alone.不， 如果我們買房子， 我希望能夠自行負責。
13 . And, Mrs. Stewart, are you working?嗯， Stewart太太， 你有工作嗎？
14 . Perhaps you could get a guarantor--也許你可以找一位擔保人
15 . It all sounded so easy一切聽起來都那麼容易。
16 . Likewise, Mr. Riley.我們也一樣 ，Riley先生。
17 . I see. Well, the idea of buying a house is exciting.我明白了。嗯 買房子的念頭叫人興奮過頭。
18 . Yes. Here they are.帶來了， 在這裡 。
19 . We're talking about buying我們在商量購買
20 . Then there'll be other houses, Marilyn.還會有別的房子， Marilyn。
21 . We'd like to discuss a mortgage.我們想請教一下貸款的事。
22 . I don't feel right about it.我覺得這樣不對。
23 . And I don't think it's a good idea而且我覺得這不是個好主意
24 . Pleased to meet you.很高興與你見面。
25 . Yes, we are.是的 ，我們準備如此。
26 . Payments over thirty years?三十年分期付款嗎？
27 . And we don't own anything to use as collateral.可是我們沒有任何可以做擔保物的東西。
28 . Well, it depends. Do you own any other property?嗯， 這還要看情 。你們擁有其他什麼財產嗎
29 . What about the house in Mount Kisco?在Mount Kisco的房子呢
30 . Good-bye. And hope to see you soon.再見。希望很快再見到你們。
31 . Fine. Are you buying a house好的。你們是要買房子呢？
32 . I have some questions to ask.我有一些問題要問。
33 . Did you bring any savings or salary information?你是否帶來儲蓄和薪資的相關資料？
34 . Or someone can sign with us as a guarantor.或者有人能當擔保人幫我們簽字。
35 . We're planning to buy a house.我們計劃買一棟房子。
36 . Are you prepared to make a ten-percent down payment?你打算繳納10%做為自備款嗎？
37 . Since you don't have enough income,由於你們的收入不夠
38 . We're in no great rush. It's true.我們不是很急， 這是真的。
39 . if you can't make the payments.如果你們不能還錢
40 . Now, tell me, what's the problem?啊， 告訴我 有什麼問題？
41 . someone to sign for the loan for you.找個人為你們的貸款簽個名。
42 . I see. Then you don't have any collateral.我明白了。那麼你們沒有任何擔保物。
43 . Everybody needs help sometimes, Richard.每個人都有需要幫助的時候， Richard。
44 . You know we'll be there for you.你們知道我們是會伸出援手的。
45 . You're talking about a lot of money.你們談的可是一大筆錢。
46 . And if you ever need Dad or me to help you ...如果你們的確需要我和爸爸的幫助的話 ……
47 . and be able to put more money down.也就可以增加自備款的額度。
48 . It has been a learning experience. That's true.這真是一次學習經驗， 真的。
49 . Thank you, Mr. Riley. We'll read this over carefully.謝謝你 Riley先生。我們會仔細閱讀這些。
50 . Here are the financial details on the house.這是這房子的財務細節。