走遍美國
A Place of Our Own(自己的住房) ACT III
1 . Thank you, Mr. Riley. We'll read this over carefully.謝謝你 Riley先生。我們會仔細閱讀這些。
2 . We'd like to discuss a mortgage.我們想請教一下貸款的事。
3 . Looking around. Especially with a purchase of this kind.到處看看， 特別是這一類買賣。
4 . We live with my parents, Dr. and Mrs. Philip Stewart.我們和父母住在一起 ，我父母是Philip Stewart夫婦。
5 . Fine. Are you buying a house好的。你們是要買房子呢？
6 . Talking to the real-estate agent.與房地產仲介商談。
7 . We have no collateral.我們沒有擔保物。
8 . It's a Stewart tradition. We're a family.這是Stewart家的傳統。我們是一家人。
9 . to ask Dad to sign as a guarantor.請爸爸當擔保人為我簽字。
10 . Here are the financial details on the house.這是這房子的財務細節。
11 . I don't feel right about it.我覺得這樣不對。
12 . I'm Richard Stewart, and this is my wife, Marilyn.我叫Richard Stewart ，這是我妻子 Marilyn。
13 . This has been a great learning experience for us, Marilyn.這對我們是一次很好的學習經驗， Marilyn。
14 . We are customers of the bank.我們是貴行的顧客。
15 . I think you're doing the right thing. Taking your time.我覺得你們做得對。慢慢來。
16 . And we don't own anything to use as collateral.可是我們沒有任何可以做擔保物的東西。
17 . Do you think we can get a loan?你覺得我們能得到貸款嗎？
18 . or are you refinancing your present home?還是原有的房子重新申請貸款？
19 . No. If we buy a house, I want to be able to handle it alone.不， 如果我們買房子， 我希望能夠自行負責。
20 . It all sounded so easy一切聽起來都那麼容易。
21 . Did you bring any savings or salary information?你是否帶來儲蓄和薪資的相關資料？
22 . We're talking about buying我們在商量購買
23 . We're in no great rush. It's true.我們不是很急， 這是真的。
24 . Yes. I'm a designer, and I work in a boutique.是的， 我是位設計師， 我在一家服裝店工作。
25 . and be able to put more money down.也就可以增加自備款的額度。
26 . if you can't make the payments.如果你們不能還錢
27 . Last year's tax forms?譬如去年的納稅申報表格？
28 . Any stocks or bonds?有股票或債券嗎？
29 . I understand your feelings about it, Richard.我瞭解你對這種事的心情， Richard。
30 . Are you prepared to make a ten-percent down payment?你打算繳納10%做為自備款嗎？
31 . until they mentioned needing collateral or a guarantor.在他們提到擔保物或擔保人之前。
32 . Now, tell me, what's the problem?啊， 告訴我 有什麼問題？
33 . I see. Well, the idea of buying a house is exciting.我明白了。嗯 買房子的念頭叫人興奮過頭。
34 . Yes, we are.是的 ，我們準備如此。
35 . Well, it depends. Do you own any other property?嗯， 這還要看情 。你們擁有其他什麼財產嗎
36 . you can pay the mortgage every month.你們能每月按時付款。
37 . Then there'll be other houses, Marilyn.還會有別的房子， Marilyn。
38 . I have some questions to ask.我有一些問題要問。
39 . I'm a freelance photographer.我是自由攝影師。
40 . the bank needs to be sure銀行需要確定
41 . Pleased to meet you.很高興與你見面。
42 . Do you own your house or do you rent?你們自己有房子還是租房子？
43 . And I don't think it's a good idea而且我覺得這不是個好主意
44 . And, Mr. Stewart, what is your occupation?那麼 ，Stewart先生， 你的職業呢？
45 . What about the house in Mount Kisco?在Mount Kisco的房子呢
46 . As a matter of fact, my whole family banks here.事實上， 我們全家都是貴行的顧客。
47 . I see. Then you don't have any collateral.我明白了。那麼你們沒有任何擔保物。
48 . I hope so, too.我也希望如此。
49 . You're talking about a lot of money.你們談的可是一大筆錢。
50 . It has been a learning experience. That's true.這真是一次學習經驗， 真的。