走遍美國
A Place of Our Own(自己的住房) ACT III
1 . I see. Then you don't have any collateral.我明白了。那麼你們沒有任何擔保物。
2 . We'd like to discuss a mortgage.我們想請教一下貸款的事。
3 . Yes. Here they are.帶來了, 在這裡 。
4 . It all sounded so easy一切聽起來都那麼容易。
5 . In two or three months, I'll have an advance on my book兩到三個月後 我能得到我那本書的預付款
6 . A guarantor is responsible for the loan擔保人要對貸款負責
7 . No. If we buy a house, I want to be able to handle it alone.不, 如果我們買房子, 我希望能夠自行負責。
8 . And we'd like to find out about a mortgage.我們想知道如何貸款。
9 . someone to sign for the loan for you.找個人為你們的貸款簽個名。
10 . or are you refinancing your present home?還是原有的房子重新申請貸款?
11 . Any stocks or bonds?有股票或債券嗎?
12 . Last year's tax forms?譬如去年的納稅申報表格?
13 . You're talking about a lot of money.你們談的可是一大筆錢。
14 . and tell him we'll see him in a couple of months.告訴他過幾個月我們再去找他。
15 . Since you don't have enough income,由於你們的收入不夠
16 . Did you bring any savings or salary information?你是否帶來儲蓄和薪資的相關資料?
17 . Do you think we can get a loan?你覺得我們能得到貸款嗎?
18 . I'm Richard Stewart, and this is my wife, Marilyn.我叫Richard Stewart ,這是我妻子 Marilyn。
19 . a two-bedroom house in Mount Kisco.一棟有兩間臥室的房子, 在Mount Kisco。
20 . the bank needs to be sure銀行需要確定
21 . Then there'll be other houses, Marilyn.還會有別的房子, Marilyn。
22 . This has been a great learning experience for us, Marilyn.這對我們是一次很好的學習經驗, Marilyn。
23 . We're planning to buy a house.我們計劃買一棟房子。
24 . Talking to the real-estate agent.與房地產仲介商談。
25 . Here are the financial details on the house.這是這房子的財務細節。
26 . And we don't own anything to use as collateral.可是我們沒有任何可以做擔保物的東西。
27 . Why don't you speak to Dad?你們為什麼不跟爸爸說說看?
28 . I understand Richard's feelings about it, Ellen.我瞭解Richard對此的感受, Ellen。
29 . And, Mr. Stewart, what is your occupation?那麼 ,Stewart先生, 你的職業呢?
30 . We're in no great rush. It's true.我們不是很急, 這是真的。
31 . Now, tell me, what's the problem?啊, 告訴我 有什麼問題?
32 . and be able to put more money down.也就可以增加自備款的額度。
33 . We can get a loan from the bank我們能夠從銀行得到貸款。
34 . Yes, we are.是的 ,我們準備如此。
35 . Fine. Are you buying a house好的。你們是要買房子呢?
36 . Pleased to meet you.很高興與你見面。
37 . I understand your feelings about it, Richard.我瞭解你對這種事的心情, Richard。
38 . Payments over thirty years?三十年分期付款嗎?
39 . Somebody else'll buy it by then.別人也許買走了。
40 . I hope so, too.我也希望如此。
41 . I see. Well, the idea of buying a house is exciting.我明白了。嗯 買房子的念頭叫人興奮過頭。
42 . You know we'll be there for you.你們知道我們是會伸出援手的。
43 . Everybody needs help sometimes, Richard.每個人都有需要幫助的時候, Richard。
44 . I'm a freelance photographer.我是自由攝影師。
45 . It has been a learning experience. That's true.這真是一次學習經驗, 真的。
46 . Well, it depends. Do you own any other property?嗯, 這還要看情 。你們擁有其他什麼財產嗎
47 . Please, sit down. What can I do for you?請坐下。我能為你們做什麼呢?
48 . if you can't make the payments.如果你們不能還錢
49 . Likewise, Mr. Riley.我們也一樣 ,Riley先生。
50 . And if you ever need Dad or me to help you ...如果你們的確需要我和爸爸的幫助的話 ……