走遍美國
A Place of Our Own(自己的住房) ACT III
1 . I'm twenty-nine.我二十九歲。
2 . Last year's tax forms?譬如去年的納稅申報表格？
3 . I don't feel right about it.我覺得這樣不對。
4 . I have some questions to ask.我有一些問題要問。
5 . Perhaps you could get a guarantor--也許你可以找一位擔保人
6 . Please, sit down. What can I do for you?請坐下。我能為你們做什麼呢？
7 . Likewise, Mr. Riley.我們也一樣 ，Riley先生。
8 . No. If we buy a house, I want to be able to handle it alone.不， 如果我們買房子， 我希望能夠自行負責。
9 . I'm a freelance photographer.我是自由攝影師。
10 . I'm Richard Stewart, and this is my wife, Marilyn.我叫Richard Stewart ，這是我妻子 Marilyn。
11 . You're talking about a lot of money.你們談的可是一大筆錢。
12 . Talking to the real-estate agent.與房地產仲介商談。
13 . Here are the financial details on the house.這是這房子的財務細節。
14 . Or someone can sign with us as a guarantor.或者有人能當擔保人幫我們簽字。
15 . We live with my parents, Dr. and Mrs. Philip Stewart.我們和父母住在一起 ，我父母是Philip Stewart夫婦。
16 . Now, tell me, what's the problem?啊， 告訴我 有什麼問題？
17 . We'd like to discuss a mortgage.我們想請教一下貸款的事。
18 . As a matter of fact, my whole family banks here.事實上， 我們全家都是貴行的顧客。
19 . Did you bring any savings or salary information?你是否帶來儲蓄和薪資的相關資料？
20 . Talking to the loan officer at the bank.與銀行的貸款負責人談。
21 . Payments over thirty years?三十年分期付款嗎？
22 . Yes, we are.是的 ，我們準備如此。
23 . Somebody else'll buy it by then.別人也許買走了。
24 . and be able to put more money down.也就可以增加自備款的額度。
25 . Thank you, Mr. Riley. We'll read this over carefully.謝謝你 Riley先生。我們會仔細閱讀這些。
26 . You know we'll be there for you.你們知道我們是會伸出援手的。
27 . Good-bye. And hope to see you soon.再見。希望很快再見到你們。
28 . And we don't own anything to use as collateral.可是我們沒有任何可以做擔保物的東西。
29 . someone to sign for the loan for you.找個人為你們的貸款簽個名。
30 . Since you don't have enough income,由於你們的收入不夠
31 . Are you prepared to make a ten-percent down payment?你打算繳納10%做為自備款嗎？
32 . and you don't already own any property,而你們又沒有擁有其他財產
33 . OK. What ... what kind of house did you have in mind?好的， 你們打算買什麼樣的房子？
34 . Looking around. Especially with a purchase of this kind.到處看看， 特別是這一類買賣。
35 . And if you ever need Dad or me to help you ...如果你們的確需要我和爸爸的幫助的話 ……
36 . And we'd like to find out about a mortgage.我們想知道如何貸款。
37 . I see. Then you don't have any collateral.我明白了。那麼你們沒有任何擔保物。
38 . until they mentioned needing collateral or a guarantor.在他們提到擔保物或擔保人之前。
39 . We're talking about buying我們在商量購買
40 . We're planning to buy a house.我們計劃買一棟房子。
41 . And, Mrs. Stewart, are you working?嗯， Stewart太太， 你有工作嗎？
42 . We can get a loan from the bank我們能夠從銀行得到貸款。
43 . And, Mr. Stewart, what is your occupation?那麼 ，Stewart先生， 你的職業呢？
44 . Do you think we can get a loan?你覺得我們能得到貸款嗎？
45 . Well, it depends. Do you own any other property?嗯， 這還要看情 。你們擁有其他什麼財產嗎
46 . It's a Stewart tradition. We're a family.這是Stewart家的傳統。我們是一家人。
47 . to ask Dad to sign as a guarantor.請爸爸當擔保人為我簽字。
48 . Why is that necessary?為什麼有此必要
49 . if you can't make the payments.如果你們不能還錢
50 . Yes. Here they are.帶來了， 在這裡 。