走遍美國
A Place of Our Own(自己的住房) ACT III
1 . Are you prepared to make a ten-percent down payment?你打算繳納10%做為自備款嗎？
2 . if we can put up some collateral.如果我們能提供擔保物的話。
3 . As a matter of fact, my whole family banks here.事實上， 我們全家都是貴行的顧客。
4 . I'm a freelance photographer.我是自由攝影師。
5 . We live with my parents, Dr. and Mrs. Philip Stewart.我們和父母住在一起 ，我父母是Philip Stewart夫婦。
6 . Good-bye. And hope to see you soon.再見。希望很快再見到你們。
7 . and tell him we'll see him in a couple of months.告訴他過幾個月我們再去找他。
8 . You're talking about a lot of money.你們談的可是一大筆錢。
9 . Well, it depends. Do you own any other property?嗯， 這還要看情 。你們擁有其他什麼財產嗎
10 . We have no collateral.我們沒有擔保物。
11 . I understand Richard's feelings about it, Ellen.我瞭解Richard對此的感受， Ellen。
12 . Talking to the loan officer at the bank.與銀行的貸款負責人談。
13 . Likewise, Mr. Riley.我們也一樣 ，Riley先生。
14 . Here are the financial details on the house.這是這房子的財務細節。
15 . you can pay the mortgage every month.你們能每月按時付款。
16 . I'm Richard Stewart, and this is my wife, Marilyn.我叫Richard Stewart ，這是我妻子 Marilyn。
17 . And we'd like to find out about a mortgage.我們想知道如何貸款。
18 . And I don't think it's a good idea而且我覺得這不是個好主意
19 . We can get a loan from the bank我們能夠從銀行得到貸款。
20 . Do you own your house or do you rent?你們自己有房子還是租房子？
21 . Somebody else'll buy it by then.別人也許買走了。
22 . We're in no great rush. It's true.我們不是很急， 這是真的。
23 . I see. Then you don't have any collateral.我明白了。那麼你們沒有任何擔保物。
24 . Fine. Are you buying a house好的。你們是要買房子呢？
25 . It all sounded so easy一切聽起來都那麼容易。
26 . Since you don't have enough income,由於你們的收入不夠
27 . Everybody needs help sometimes, Richard.每個人都有需要幫助的時候， Richard。
28 . Why is that necessary?為什麼有此必要
29 . or are you refinancing your present home?還是原有的房子重新申請貸款？
30 . Yes. Here they are.帶來了， 在這裡 。
31 . and be able to put more money down.也就可以增加自備款的額度。
32 . OK. What ... what kind of house did you have in mind?好的， 你們打算買什麼樣的房子？
33 . What about the house in Mount Kisco?在Mount Kisco的房子呢
34 . And, Mr. Stewart, what is your occupation?那麼 ，Stewart先生， 你的職業呢？
35 . No. If we buy a house, I want to be able to handle it alone.不， 如果我們買房子， 我希望能夠自行負責。
36 . Perhaps you could get a guarantor--也許你可以找一位擔保人
37 . I hope so, too.我也希望如此。
38 . Looking around. Especially with a purchase of this kind.到處看看， 特別是這一類買賣。
39 . Or someone can sign with us as a guarantor.或者有人能當擔保人幫我們簽字。
40 . And we don't own anything to use as collateral.可是我們沒有任何可以做擔保物的東西。
41 . and you don't already own any property,而你們又沒有擁有其他財產
42 . Do you think we can get a loan?你覺得我們能得到貸款嗎？
43 . We are customers of the bank.我們是貴行的顧客。
44 . This has been a great learning experience for us, Marilyn.這對我們是一次很好的學習經驗， Marilyn。
45 . if you can't make the payments.如果你們不能還錢
46 . Richard has a point. You're just beginning to look. Richard說得對。你們只是開始看房子而已。
47 . Yes, we are.是的 ，我們準備如此。
48 . a two-bedroom house in Mount Kisco.一棟有兩間臥室的房子， 在Mount Kisco。
49 . And I'll call Mr. Riley at the bank我打電話到銀行給Riley先生
50 . A guarantor is responsible for the loan擔保人要對貸款負責