走遍美國
A Place of Our Own(自己的住房) ACT III
1 . I'm a freelance photographer.我是自由攝影師。
2 . You're talking about a lot of money.你們談的可是一大筆錢。
3 . or are you refinancing your present home?還是原有的房子重新申請貸款?
4 . We'll call Mrs. Martinelli and tell her to keep looking for us.我們會打電話給Martinelli太太告訴她繼續幫我們物色房子?
5 . And, Mrs. Stewart, are you working?嗯, Stewart太太, 你有工作嗎?
6 . I'm twenty-nine.我二十九歲。
7 . Now, tell me, what's the problem?啊, 告訴我 有什麼問題?
8 . And I'll call Mr. Riley at the bank我打電話到銀行給Riley先生
9 . to ask Dad to sign as a guarantor.請爸爸當擔保人為我簽字。
10 . A guarantor is responsible for the loan擔保人要對貸款負責
11 . Here are the financial details on the house.這是這房子的財務細節。
12 . I understand your feelings about it, Richard.我瞭解你對這種事的心情, Richard。
13 . Somebody else'll buy it by then.別人也許買走了。
14 . and you don't already own any property,而你們又沒有擁有其他財產
15 . I think you're doing the right thing. Taking your time.我覺得你們做得對。慢慢來。
16 . Yes. Here they are.帶來了, 在這裡 。
17 . It all sounded so easy一切聽起來都那麼容易。
18 . We live with my parents, Dr. and Mrs. Philip Stewart.我們和父母住在一起 ,我父母是Philip Stewart夫婦。
19 . It has been a learning experience. That's true.這真是一次學習經驗, 真的。
20 . We'd like to discuss a mortgage.我們想請教一下貸款的事。
21 . We have no collateral.我們沒有擔保物。
22 . Yes. I'm a designer, and I work in a boutique.是的, 我是位設計師, 我在一家服裝店工作。
23 . Did you bring any savings or salary information?你是否帶來儲蓄和薪資的相關資料?
24 . someone to sign for the loan for you.找個人為你們的貸款簽個名。
25 . No. If we buy a house, I want to be able to handle it alone.不, 如果我們買房子, 我希望能夠自行負責。
26 . OK. What ... what kind of house did you have in mind?好的, 你們打算買什麼樣的房子?
27 . Looking around. Especially with a purchase of this kind.到處看看, 特別是這一類買賣。
28 . Since you don't have enough income,由於你們的收入不夠
29 . And we don't own anything to use as collateral.可是我們沒有任何可以做擔保物的東西。
30 . This has been a great learning experience for us, Marilyn.這對我們是一次很好的學習經驗, Marilyn。
31 . You know we'll be there for you.你們知道我們是會伸出援手的。
32 . What about the house in Mount Kisco?在Mount Kisco的房子呢
33 . And if you ever need Dad or me to help you ...如果你們的確需要我和爸爸的幫助的話 ……
34 . Are you prepared to make a ten-percent down payment?你打算繳納10%做為自備款嗎?
35 . I'm Richard Stewart, and this is my wife, Marilyn.我叫Richard Stewart ,這是我妻子 Marilyn。
36 . Likewise, Mr. Riley.我們也一樣 ,Riley先生。
37 . I have some questions to ask.我有一些問題要問。
38 . Everybody needs help sometimes, Richard.每個人都有需要幫助的時候, Richard。
39 . Please, sit down. What can I do for you?請坐下。我能為你們做什麼呢?
40 . and tell him we'll see him in a couple of months.告訴他過幾個月我們再去找他。
41 . Yes, we are.是的 ,我們準備如此。
42 . Do you think we can get a loan?你覺得我們能得到貸款嗎?
43 . As a matter of fact, my whole family banks here.事實上, 我們全家都是貴行的顧客。
44 . And I don't think it's a good idea而且我覺得這不是個好主意
45 . until they mentioned needing collateral or a guarantor.在他們提到擔保物或擔保人之前。
46 . Last year's tax forms?譬如去年的納稅申報表格?
47 . Then there'll be other houses, Marilyn.還會有別的房子, Marilyn。
48 . And, Mr. Stewart, what is your occupation?那麼 ,Stewart先生, 你的職業呢?
49 . if we can put up some collateral.如果我們能提供擔保物的話。
50 . Payments over thirty years?三十年分期付款嗎?