走遍美國
A Place of Our Own(自己的住房) ACT III
1 . Then there'll be other houses, Marilyn.還會有別的房子， Marilyn。
2 . We're in no great rush. It's true.我們不是很急， 這是真的。
3 . We are customers of the bank.我們是貴行的顧客。
4 . We're talking about buying我們在商量購買
5 . As a matter of fact, my whole family banks here.事實上， 我們全家都是貴行的顧客。
6 . Talking to the loan officer at the bank.與銀行的貸款負責人談。
7 . until they mentioned needing collateral or a guarantor.在他們提到擔保物或擔保人之前。
8 . We can get a loan from the bank我們能夠從銀行得到貸款。
9 . Good-bye. And hope to see you soon.再見。希望很快再見到你們。
10 . you can pay the mortgage every month.你們能每月按時付款。
11 . or are you refinancing your present home?還是原有的房子重新申請貸款？
12 . if you can't make the payments.如果你們不能還錢
13 . We'd like to discuss a mortgage.我們想請教一下貸款的事。
14 . And we don't own anything to use as collateral.可是我們沒有任何可以做擔保物的東西。
15 . Yes. I'm a designer, and I work in a boutique.是的， 我是位設計師， 我在一家服裝店工作。
16 . Pleased to meet you.很高興與你見面。
17 . Everybody needs help sometimes, Richard.每個人都有需要幫助的時候， Richard。
18 . Please, sit down. What can I do for you?請坐下。我能為你們做什麼呢？
19 . Now, tell me, what's the problem?啊， 告訴我 有什麼問題？
20 . OK. What ... what kind of house did you have in mind?好的， 你們打算買什麼樣的房子？
21 . And I don't think it's a good idea而且我覺得這不是個好主意
22 . This has been a great learning experience for us, Marilyn.這對我們是一次很好的學習經驗， Marilyn。
23 . And if you ever need Dad or me to help you ...如果你們的確需要我和爸爸的幫助的話 ……
24 . We have no collateral.我們沒有擔保物。
25 . I have some questions to ask.我有一些問題要問。
26 . Fine. Are you buying a house好的。你們是要買房子呢？
27 . Why is that necessary?為什麼有此必要
28 . Last year's tax forms?譬如去年的納稅申報表格？
29 . It's a Stewart tradition. We're a family.這是Stewart家的傳統。我們是一家人。
30 . Thank you, Mr. Riley. We'll read this over carefully.謝謝你 Riley先生。我們會仔細閱讀這些。
31 . Likewise, Mr. Riley.我們也一樣 ，Riley先生。
32 . In two or three months, I'll have an advance on my book兩到三個月後 我能得到我那本書的預付款
33 . someone to sign for the loan for you.找個人為你們的貸款簽個名。
34 . Here are the financial details on the house.這是這房子的財務細節。
35 . Yes. Here they are.帶來了， 在這裡 。
36 . Looking around. Especially with a purchase of this kind.到處看看， 特別是這一類買賣。
37 . Well, it depends. Do you own any other property?嗯， 這還要看情 。你們擁有其他什麼財產嗎
38 . Or someone can sign with us as a guarantor.或者有人能當擔保人幫我們簽字。
39 . Do you own your house or do you rent?你們自己有房子還是租房子？
40 . I'm twenty-nine.我二十九歲。
41 . No. If we buy a house, I want to be able to handle it alone.不， 如果我們買房子， 我希望能夠自行負責。
42 . a two-bedroom house in Mount Kisco.一棟有兩間臥室的房子， 在Mount Kisco。
43 . A guarantor is responsible for the loan擔保人要對貸款負責
44 . I think you're doing the right thing. Taking your time.我覺得你們做得對。慢慢來。
45 . to ask Dad to sign as a guarantor.請爸爸當擔保人為我簽字。
46 . and be able to put more money down.也就可以增加自備款的額度。
47 . Richard has a point. You're just beginning to look. Richard說得對。你們只是開始看房子而已。
48 . Since you don't have enough income,由於你們的收入不夠
49 . and tell him we'll see him in a couple of months.告訴他過幾個月我們再去找他。
50 . Talking to the real-estate agent.與房地產仲介商談。