走遍美國
A Place of Our Own(自己的住房) ACT III
1 . And I'll call Mr. Riley at the bank我打電話到銀行給Riley先生
2 . Payments over thirty years?三十年分期付款嗎？
3 . And, Mrs. Stewart, are you working?嗯， Stewart太太， 你有工作嗎？
4 . Last year's tax forms?譬如去年的納稅申報表格？
5 . We have no collateral.我們沒有擔保物。
6 . Fine. Are you buying a house好的。你們是要買房子呢？
7 . Are you prepared to make a ten-percent down payment?你打算繳納10%做為自備款嗎？
8 . Or someone can sign with us as a guarantor.或者有人能當擔保人幫我們簽字。
9 . Thank you, Mr. Riley. We'll read this over carefully.謝謝你 Riley先生。我們會仔細閱讀這些。
10 . Why don't you speak to Dad?你們為什麼不跟爸爸說說看？
11 . And we don't own anything to use as collateral.可是我們沒有任何可以做擔保物的東西。
12 . I don't feel right about it.我覺得這樣不對。
13 . What about the house in Mount Kisco?在Mount Kisco的房子呢
14 . We're in no great rush. It's true.我們不是很急， 這是真的。
15 . A guarantor is responsible for the loan擔保人要對貸款負責
16 . Looking around. Especially with a purchase of this kind.到處看看， 特別是這一類買賣。
17 . OK. What ... what kind of house did you have in mind?好的， 你們打算買什麼樣的房子？
18 . In two or three months, I'll have an advance on my book兩到三個月後 我能得到我那本書的預付款
19 . Yes. Here they are.帶來了， 在這裡 。
20 . And we'd like to find out about a mortgage.我們想知道如何貸款。
21 . and tell him we'll see him in a couple of months.告訴他過幾個月我們再去找他。
22 . I have some questions to ask.我有一些問題要問。
23 . and you don't already own any property,而你們又沒有擁有其他財產
24 . I'm Richard Stewart, and this is my wife, Marilyn.我叫Richard Stewart ，這是我妻子 Marilyn。
25 . Talking to the real-estate agent.與房地產仲介商談。
26 . Everybody needs help sometimes, Richard.每個人都有需要幫助的時候， Richard。
27 . No. If we buy a house, I want to be able to handle it alone.不， 如果我們買房子， 我希望能夠自行負責。
28 . Here are the financial details on the house.這是這房子的財務細節。
29 . We are customers of the bank.我們是貴行的顧客。
30 . the bank needs to be sure銀行需要確定
31 . someone to sign for the loan for you.找個人為你們的貸款簽個名。
32 . This has been a great learning experience for us, Marilyn.這對我們是一次很好的學習經驗， Marilyn。
33 . It's a Stewart tradition. We're a family.這是Stewart家的傳統。我們是一家人。
34 . We're planning to buy a house.我們計劃買一棟房子。
35 . And, Mr. Stewart, what is your occupation?那麼 ，Stewart先生， 你的職業呢？
36 . and be able to put more money down.也就可以增加自備款的額度。
37 . Since you don't have enough income,由於你們的收入不夠
38 . I hope so, too.我也希望如此。
39 . It all sounded so easy一切聽起來都那麼容易。
40 . Then there'll be other houses, Marilyn.還會有別的房子， Marilyn。
41 . if you can't make the payments.如果你們不能還錢
42 . Yes, we are.是的 ，我們準備如此。
43 . We're talking about buying我們在商量購買
44 . And if you ever need Dad or me to help you ...如果你們的確需要我和爸爸的幫助的話 ……
45 . Richard has a point. You're just beginning to look. Richard說得對。你們只是開始看房子而已。
46 . We can get a loan from the bank我們能夠從銀行得到貸款。
47 . I see. Then you don't have any collateral.我明白了。那麼你們沒有任何擔保物。
48 . Pleased to meet you.很高興與你見面。
49 . You're talking about a lot of money.你們談的可是一大筆錢。
50 . if we can put up some collateral.如果我們能提供擔保物的話。