走遍美國
A Place of Our Own(自己的住房) ACT III
1 . until they mentioned needing collateral or a guarantor.在他們提到擔保物或擔保人之前。
2 . We live with my parents, Dr. and Mrs. Philip Stewart.我們和父母住在一起 ，我父母是Philip Stewart夫婦。
3 . and tell him we'll see him in a couple of months.告訴他過幾個月我們再去找他。
4 . or are you refinancing your present home?還是原有的房子重新申請貸款？
5 . Why is that necessary?為什麼有此必要
6 . We're in no great rush. It's true.我們不是很急， 這是真的。
7 . I think you're doing the right thing. Taking your time.我覺得你們做得對。慢慢來。
8 . I'm twenty-nine.我二十九歲。
9 . We are customers of the bank.我們是貴行的顧客。
10 . Yes, we are.是的 ，我們準備如此。
11 . I'm a freelance photographer.我是自由攝影師。
12 . Likewise, Mr. Riley.我們也一樣 ，Riley先生。
13 . a two-bedroom house in Mount Kisco.一棟有兩間臥室的房子， 在Mount Kisco。
14 . and you don't already own any property,而你們又沒有擁有其他財產
15 . the bank needs to be sure銀行需要確定
16 . In two or three months, I'll have an advance on my book兩到三個月後 我能得到我那本書的預付款
17 . And, Mrs. Stewart, are you working?嗯， Stewart太太， 你有工作嗎？
18 . Thank you, Mr. Riley. We'll read this over carefully.謝謝你 Riley先生。我們會仔細閱讀這些。
19 . Payments over thirty years?三十年分期付款嗎？
20 . Since you don't have enough income,由於你們的收入不夠
21 . Fine. Are you buying a house好的。你們是要買房子呢？
22 . And we don't own anything to use as collateral.可是我們沒有任何可以做擔保物的東西。
23 . Perhaps you could get a guarantor--也許你可以找一位擔保人
24 . We're planning to buy a house.我們計劃買一棟房子。
25 . You know we'll be there for you.你們知道我們是會伸出援手的。
26 . It all sounded so easy一切聽起來都那麼容易。
27 . I understand your feelings about it, Richard.我瞭解你對這種事的心情， Richard。
28 . Then there'll be other houses, Marilyn.還會有別的房子， Marilyn。
29 . We can get a loan from the bank我們能夠從銀行得到貸款。
30 . As a matter of fact, my whole family banks here.事實上， 我們全家都是貴行的顧客。
31 . And we'd like to find out about a mortgage.我們想知道如何貸款。
32 . Here are the financial details on the house.這是這房子的財務細節。
33 . Somebody else'll buy it by then.別人也許買走了。
34 . I see. Well, the idea of buying a house is exciting.我明白了。嗯 買房子的念頭叫人興奮過頭。
35 . This has been a great learning experience for us, Marilyn.這對我們是一次很好的學習經驗， Marilyn。
36 . you can pay the mortgage every month.你們能每月按時付款。
37 . I understand Richard's feelings about it, Ellen.我瞭解Richard對此的感受， Ellen。
38 . We'd like to discuss a mortgage.我們想請教一下貸款的事。
39 . Yes. Here they are.帶來了， 在這裡 。
40 . Are you prepared to make a ten-percent down payment?你打算繳納10%做為自備款嗎？
41 . Talking to the loan officer at the bank.與銀行的貸款負責人談。
42 . I see. Then you don't have any collateral.我明白了。那麼你們沒有任何擔保物。
43 . to ask Dad to sign as a guarantor.請爸爸當擔保人為我簽字。
44 . And, Mr. Stewart, what is your occupation?那麼 ，Stewart先生， 你的職業呢？
45 . if we can put up some collateral.如果我們能提供擔保物的話。
46 . Now, tell me, what's the problem?啊， 告訴我 有什麼問題？
47 . It has been a learning experience. That's true.這真是一次學習經驗， 真的。
48 . We're talking about buying我們在商量購買
49 . You're talking about a lot of money.你們談的可是一大筆錢。
50 . Last year's tax forms?譬如去年的納稅申報表格？