走遍美國
A Place of Our Own(自己的住房) ACT III
1 . Did you bring any savings or salary information?你是否帶來儲蓄和薪資的相關資料？
2 . Or someone can sign with us as a guarantor.或者有人能當擔保人幫我們簽字。
3 . This has been a great learning experience for us, Marilyn.這對我們是一次很好的學習經驗， Marilyn。
4 . What about the house in Mount Kisco?在Mount Kisco的房子呢
5 . I'm a freelance photographer.我是自由攝影師。
6 . No. If we buy a house, I want to be able to handle it alone.不， 如果我們買房子， 我希望能夠自行負責。
7 . We have no collateral.我們沒有擔保物。
8 . Well, it depends. Do you own any other property?嗯， 這還要看情 。你們擁有其他什麼財產嗎
9 . to ask Dad to sign as a guarantor.請爸爸當擔保人為我簽字。
10 . Are you prepared to make a ten-percent down payment?你打算繳納10%做為自備款嗎？
11 . Yes. Here they are.帶來了， 在這裡 。
12 . or are you refinancing your present home?還是原有的房子重新申請貸款？
13 . We'd like to discuss a mortgage.我們想請教一下貸款的事。
14 . and be able to put more money down.也就可以增加自備款的額度。
15 . A guarantor is responsible for the loan擔保人要對貸款負責
16 . I have some questions to ask.我有一些問題要問。
17 . We'll call Mrs. Martinelli and tell her to keep looking for us.我們會打電話給Martinelli太太告訴她繼續幫我們物色房子?
18 . I understand your feelings about it, Richard.我瞭解你對這種事的心情， Richard。
19 . We're planning to buy a house.我們計劃買一棟房子。
20 . Payments over thirty years?三十年分期付款嗎？
21 . I see. Well, the idea of buying a house is exciting.我明白了。嗯 買房子的念頭叫人興奮過頭。
22 . And I don't think it's a good idea而且我覺得這不是個好主意
23 . And, Mr. Stewart, what is your occupation?那麼 ，Stewart先生， 你的職業呢？
24 . We can get a loan from the bank我們能夠從銀行得到貸款。
25 . And I'll call Mr. Riley at the bank我打電話到銀行給Riley先生
26 . Talking to the real-estate agent.與房地產仲介商談。
27 . a two-bedroom house in Mount Kisco.一棟有兩間臥室的房子， 在Mount Kisco。
28 . We live with my parents, Dr. and Mrs. Philip Stewart.我們和父母住在一起 ，我父母是Philip Stewart夫婦。
29 . Yes, we are.是的 ，我們準備如此。
30 . you can pay the mortgage every month.你們能每月按時付款。
31 . Any stocks or bonds?有股票或債券嗎？
32 . Likewise, Mr. Riley.我們也一樣 ，Riley先生。
33 . and you don't already own any property,而你們又沒有擁有其他財產
34 . Do you own your house or do you rent?你們自己有房子還是租房子？
35 . Do you think we can get a loan?你覺得我們能得到貸款嗎？
36 . Here are the financial details on the house.這是這房子的財務細節。
37 . Perhaps you could get a guarantor--也許你可以找一位擔保人
38 . Looking around. Especially with a purchase of this kind.到處看看， 特別是這一類買賣。
39 . OK. What ... what kind of house did you have in mind?好的， 你們打算買什麼樣的房子？
40 . It has been a learning experience. That's true.這真是一次學習經驗， 真的。
41 . Last year's tax forms?譬如去年的納稅申報表格？
42 . Good-bye. And hope to see you soon.再見。希望很快再見到你們。
43 . I'm twenty-nine.我二十九歲。
44 . Thank you, Mr. Riley. We'll read this over carefully.謝謝你 Riley先生。我們會仔細閱讀這些。
45 . Pleased to meet you.很高興與你見面。
46 . Please, sit down. What can I do for you?請坐下。我能為你們做什麼呢？
47 . Since you don't have enough income,由於你們的收入不夠
48 . if we can put up some collateral.如果我們能提供擔保物的話。
49 . Talking to the loan officer at the bank.與銀行的貸款負責人談。
50 . And we don't own anything to use as collateral.可是我們沒有任何可以做擔保物的東西。