走遍美國
A Place of Our Own(自己的住房) ACT III
1 . I don't feel right about it.我覺得這樣不對。
2 . I'm a freelance photographer.我是自由攝影師。
3 . We live with my parents, Dr. and Mrs. Philip Stewart.我們和父母住在一起 ，我父母是Philip Stewart夫婦。
4 . And, Mrs. Stewart, are you working?嗯， Stewart太太， 你有工作嗎？
5 . And we'd like to find out about a mortgage.我們想知道如何貸款。
6 . Thank you, Mr. Riley. We'll read this over carefully.謝謝你 Riley先生。我們會仔細閱讀這些。
7 . Here are the financial details on the house.這是這房子的財務細節。
8 . I'm Richard Stewart, and this is my wife, Marilyn.我叫Richard Stewart ，這是我妻子 Marilyn。
9 . I understand your feelings about it, Richard.我瞭解你對這種事的心情， Richard。
10 . Pleased to meet you.很高興與你見面。
11 . if you can't make the payments.如果你們不能還錢
12 . And if you ever need Dad or me to help you ...如果你們的確需要我和爸爸的幫助的話 ……
13 . No. If we buy a house, I want to be able to handle it alone.不， 如果我們買房子， 我希望能夠自行負責。
14 . We'd like to discuss a mortgage.我們想請教一下貸款的事。
15 . Well, it depends. Do you own any other property?嗯， 這還要看情 。你們擁有其他什麼財產嗎
16 . Yes. I'm a designer, and I work in a boutique.是的， 我是位設計師， 我在一家服裝店工作。
17 . It all sounded so easy一切聽起來都那麼容易。
18 . Fine. Are you buying a house好的。你們是要買房子呢？
19 . Please, sit down. What can I do for you?請坐下。我能為你們做什麼呢？
20 . you can pay the mortgage every month.你們能每月按時付款。
21 . a two-bedroom house in Mount Kisco.一棟有兩間臥室的房子， 在Mount Kisco。
22 . As a matter of fact, my whole family banks here.事實上， 我們全家都是貴行的顧客。
23 . until they mentioned needing collateral or a guarantor.在他們提到擔保物或擔保人之前。
24 . I see. Well, the idea of buying a house is exciting.我明白了。嗯 買房子的念頭叫人興奮過頭。
25 . And I don't think it's a good idea而且我覺得這不是個好主意
26 . Likewise, Mr. Riley.我們也一樣 ，Riley先生。
27 . And, Mr. Stewart, what is your occupation?那麼 ，Stewart先生， 你的職業呢？
28 . Everybody needs help sometimes, Richard.每個人都有需要幫助的時候， Richard。
29 . Last year's tax forms?譬如去年的納稅申報表格？
30 . and you don't already own any property,而你們又沒有擁有其他財產
31 . I understand Richard's feelings about it, Ellen.我瞭解Richard對此的感受， Ellen。
32 . Good-bye. And hope to see you soon.再見。希望很快再見到你們。
33 . And I'll call Mr. Riley at the bank我打電話到銀行給Riley先生
34 . Why don't you speak to Dad?你們為什麼不跟爸爸說說看？
35 . Now, tell me, what's the problem?啊， 告訴我 有什麼問題？
36 . OK. What ... what kind of house did you have in mind?好的， 你們打算買什麼樣的房子？
37 . It has been a learning experience. That's true.這真是一次學習經驗， 真的。
38 . the bank needs to be sure銀行需要確定
39 . We are customers of the bank.我們是貴行的顧客。
40 . Yes, we are.是的 ，我們準備如此。
41 . We'll call Mrs. Martinelli and tell her to keep looking for us.我們會打電話給Martinelli太太告訴她繼續幫我們物色房子?
42 . or are you refinancing your present home?還是原有的房子重新申請貸款？
43 . Talking to the loan officer at the bank.與銀行的貸款負責人談。
44 . and be able to put more money down.也就可以增加自備款的額度。
45 . It's a Stewart tradition. We're a family.這是Stewart家的傳統。我們是一家人。
46 . We're in no great rush. It's true.我們不是很急， 這是真的。
47 . if we can put up some collateral.如果我們能提供擔保物的話。
48 . Yes. Here they are.帶來了， 在這裡 。
49 . Are you prepared to make a ten-percent down payment?你打算繳納10%做為自備款嗎？
50 . Why is that necessary?為什麼有此必要