走遍美國
A Place of Our Own(自己的住房) ACT III
1 . And we don't own anything to use as collateral.可是我們沒有任何可以做擔保物的東西。
2 . We have no collateral.我們沒有擔保物。
3 . And, Mrs. Stewart, are you working?嗯， Stewart太太， 你有工作嗎？
4 . or are you refinancing your present home?還是原有的房子重新申請貸款？
5 . Looking around. Especially with a purchase of this kind.到處看看， 特別是這一類買賣。
6 . And I'll call Mr. Riley at the bank我打電話到銀行給Riley先生
7 . Talking to the loan officer at the bank.與銀行的貸款負責人談。
8 . I'm twenty-nine.我二十九歲。
9 . No. If we buy a house, I want to be able to handle it alone.不， 如果我們買房子， 我希望能夠自行負責。
10 . if you can't make the payments.如果你們不能還錢
11 . I'm Richard Stewart, and this is my wife, Marilyn.我叫Richard Stewart ，這是我妻子 Marilyn。
12 . Payments over thirty years?三十年分期付款嗎？
13 . to ask Dad to sign as a guarantor.請爸爸當擔保人為我簽字。
14 . Why is that necessary?為什麼有此必要
15 . What about the house in Mount Kisco?在Mount Kisco的房子呢
16 . We're talking about buying我們在商量購買
17 . Somebody else'll buy it by then.別人也許買走了。
18 . Did you bring any savings or salary information?你是否帶來儲蓄和薪資的相關資料？
19 . We live with my parents, Dr. and Mrs. Philip Stewart.我們和父母住在一起 ，我父母是Philip Stewart夫婦。
20 . if we can put up some collateral.如果我們能提供擔保物的話。
21 . Good-bye. And hope to see you soon.再見。希望很快再見到你們。
22 . Likewise, Mr. Riley.我們也一樣 ，Riley先生。
23 . and you don't already own any property,而你們又沒有擁有其他財產
24 . I don't feel right about it.我覺得這樣不對。
25 . Do you own your house or do you rent?你們自己有房子還是租房子？
26 . OK. What ... what kind of house did you have in mind?好的， 你們打算買什麼樣的房子？
27 . Yes, we are.是的 ，我們準備如此。
28 . Talking to the real-estate agent.與房地產仲介商談。
29 . In two or three months, I'll have an advance on my book兩到三個月後 我能得到我那本書的預付款
30 . It's a Stewart tradition. We're a family.這是Stewart家的傳統。我們是一家人。
31 . someone to sign for the loan for you.找個人為你們的貸款簽個名。
32 . You're talking about a lot of money.你們談的可是一大筆錢。
33 . I have some questions to ask.我有一些問題要問。
34 . Then there'll be other houses, Marilyn.還會有別的房子， Marilyn。
35 . Richard has a point. You're just beginning to look. Richard說得對。你們只是開始看房子而已。
36 . It has been a learning experience. That's true.這真是一次學習經驗， 真的。
37 . Thank you, Mr. Riley. We'll read this over carefully.謝謝你 Riley先生。我們會仔細閱讀這些。
38 . and tell him we'll see him in a couple of months.告訴他過幾個月我們再去找他。
39 . Everybody needs help sometimes, Richard.每個人都有需要幫助的時候， Richard。
40 . And I don't think it's a good idea而且我覺得這不是個好主意
41 . Last year's tax forms?譬如去年的納稅申報表格？
42 . Yes. I'm a designer, and I work in a boutique.是的， 我是位設計師， 我在一家服裝店工作。
43 . the bank needs to be sure銀行需要確定
44 . A guarantor is responsible for the loan擔保人要對貸款負責
45 . This has been a great learning experience for us, Marilyn.這對我們是一次很好的學習經驗， Marilyn。
46 . Since you don't have enough income,由於你們的收入不夠
47 . Perhaps you could get a guarantor--也許你可以找一位擔保人
48 . until they mentioned needing collateral or a guarantor.在他們提到擔保物或擔保人之前。
49 . Do you think we can get a loan?你覺得我們能得到貸款嗎？
50 . We can get a loan from the bank我們能夠從銀行得到貸款。