走遍美國
A Place of Our Own(自己的住房) ACT III
1 . We live with my parents, Dr. and Mrs. Philip Stewart.我們和父母住在一起 ，我父母是Philip Stewart夫婦。
2 . And we don't own anything to use as collateral.可是我們沒有任何可以做擔保物的東西。
3 . Yes, we are.是的 ，我們準備如此。
4 . Yes. Here they are.帶來了， 在這裡 。
5 . Any stocks or bonds?有股票或債券嗎？
6 . You're talking about a lot of money.你們談的可是一大筆錢。
7 . Everybody needs help sometimes, Richard.每個人都有需要幫助的時候， Richard。
8 . and be able to put more money down.也就可以增加自備款的額度。
9 . Fine. Are you buying a house好的。你們是要買房子呢？
10 . As a matter of fact, my whole family banks here.事實上， 我們全家都是貴行的顧客。
11 . Talking to the real-estate agent.與房地產仲介商談。
12 . I understand Richard's feelings about it, Ellen.我瞭解Richard對此的感受， Ellen。
13 . or are you refinancing your present home?還是原有的房子重新申請貸款？
14 . It has been a learning experience. That's true.這真是一次學習經驗， 真的。
15 . It all sounded so easy一切聽起來都那麼容易。
16 . I'm Richard Stewart, and this is my wife, Marilyn.我叫Richard Stewart ，這是我妻子 Marilyn。
17 . I think you're doing the right thing. Taking your time.我覺得你們做得對。慢慢來。
18 . someone to sign for the loan for you.找個人為你們的貸款簽個名。
19 . Somebody else'll buy it by then.別人也許買走了。
20 . Yes. I'm a designer, and I work in a boutique.是的， 我是位設計師， 我在一家服裝店工作。
21 . I'm twenty-nine.我二十九歲。
22 . We're talking about buying我們在商量購買
23 . I see. Well, the idea of buying a house is exciting.我明白了。嗯 買房子的念頭叫人興奮過頭。
24 . And I'll call Mr. Riley at the bank我打電話到銀行給Riley先生
25 . the bank needs to be sure銀行需要確定
26 . and tell him we'll see him in a couple of months.告訴他過幾個月我們再去找他。
27 . and you don't already own any property,而你們又沒有擁有其他財產
28 . Did you bring any savings or salary information?你是否帶來儲蓄和薪資的相關資料？
29 . Last year's tax forms?譬如去年的納稅申報表格？
30 . What about the house in Mount Kisco?在Mount Kisco的房子呢
31 . We'll call Mrs. Martinelli and tell her to keep looking for us.我們會打電話給Martinelli太太告訴她繼續幫我們物色房子?
32 . Richard has a point. You're just beginning to look. Richard說得對。你們只是開始看房子而已。
33 . if we can put up some collateral.如果我們能提供擔保物的話。
34 . Are you prepared to make a ten-percent down payment?你打算繳納10%做為自備款嗎？
35 . And, Mr. Stewart, what is your occupation?那麼 ，Stewart先生， 你的職業呢？
36 . Well, it depends. Do you own any other property?嗯， 這還要看情 。你們擁有其他什麼財產嗎
37 . Now, tell me, what's the problem?啊， 告訴我 有什麼問題？
38 . Looking around. Especially with a purchase of this kind.到處看看， 特別是這一類買賣。
39 . a two-bedroom house in Mount Kisco.一棟有兩間臥室的房子， 在Mount Kisco。
40 . you can pay the mortgage every month.你們能每月按時付款。
41 . I see. Then you don't have any collateral.我明白了。那麼你們沒有任何擔保物。
42 . We have no collateral.我們沒有擔保物。
43 . Payments over thirty years?三十年分期付款嗎？
44 . We are customers of the bank.我們是貴行的顧客。
45 . Or someone can sign with us as a guarantor.或者有人能當擔保人幫我們簽字。
46 . Since you don't have enough income,由於你們的收入不夠
47 . I'm a freelance photographer.我是自由攝影師。
48 . And, Mrs. Stewart, are you working?嗯， Stewart太太， 你有工作嗎？
49 . until they mentioned needing collateral or a guarantor.在他們提到擔保物或擔保人之前。
50 . OK. What ... what kind of house did you have in mind?好的， 你們打算買什麼樣的房子？