走遍美國
A Place of Our Own(自己的住房) ACT III
1 . Thank you, Mr. Riley. We'll read this over carefully.謝謝你 Riley先生。我們會仔細閱讀這些。
2 . if you can't make the payments.如果你們不能還錢
3 . Talking to the loan officer at the bank.與銀行的貸款負責人談。
4 . Looking around. Especially with a purchase of this kind.到處看看， 特別是這一類買賣。
5 . We're talking about buying我們在商量購買
6 . We live with my parents, Dr. and Mrs. Philip Stewart.我們和父母住在一起 ，我父母是Philip Stewart夫婦。
7 . Yes. Here they are.帶來了， 在這裡 。
8 . I'm Richard Stewart, and this is my wife, Marilyn.我叫Richard Stewart ，這是我妻子 Marilyn。
9 . You know we'll be there for you.你們知道我們是會伸出援手的。
10 . I don't feel right about it.我覺得這樣不對。
11 . And I don't think it's a good idea而且我覺得這不是個好主意
12 . We are customers of the bank.我們是貴行的顧客。
13 . Are you prepared to make a ten-percent down payment?你打算繳納10%做為自備款嗎？
14 . Did you bring any savings or salary information?你是否帶來儲蓄和薪資的相關資料？
15 . the bank needs to be sure銀行需要確定
16 . if we can put up some collateral.如果我們能提供擔保物的話。
17 . Fine. Are you buying a house好的。你們是要買房子呢？
18 . What about the house in Mount Kisco?在Mount Kisco的房子呢
19 . It's a Stewart tradition. We're a family.這是Stewart家的傳統。我們是一家人。
20 . Do you own your house or do you rent?你們自己有房子還是租房子？
21 . This has been a great learning experience for us, Marilyn.這對我們是一次很好的學習經驗， Marilyn。
22 . Richard has a point. You're just beginning to look. Richard說得對。你們只是開始看房子而已。
23 . And, Mrs. Stewart, are you working?嗯， Stewart太太， 你有工作嗎？
24 . Then there'll be other houses, Marilyn.還會有別的房子， Marilyn。
25 . No. If we buy a house, I want to be able to handle it alone.不， 如果我們買房子， 我希望能夠自行負責。
26 . It has been a learning experience. That's true.這真是一次學習經驗， 真的。
27 . Any stocks or bonds?有股票或債券嗎？
28 . someone to sign for the loan for you.找個人為你們的貸款簽個名。
29 . you can pay the mortgage every month.你們能每月按時付款。
30 . Somebody else'll buy it by then.別人也許買走了。
31 . Yes. I'm a designer, and I work in a boutique.是的， 我是位設計師， 我在一家服裝店工作。
32 . I think you're doing the right thing. Taking your time.我覺得你們做得對。慢慢來。
33 . We're in no great rush. It's true.我們不是很急， 這是真的。
34 . Perhaps you could get a guarantor--也許你可以找一位擔保人
35 . I understand your feelings about it, Richard.我瞭解你對這種事的心情， Richard。
36 . Pleased to meet you.很高興與你見面。
37 . As a matter of fact, my whole family banks here.事實上， 我們全家都是貴行的顧客。
38 . A guarantor is responsible for the loan擔保人要對貸款負責
39 . And we don't own anything to use as collateral.可是我們沒有任何可以做擔保物的東西。
40 . We can get a loan from the bank我們能夠從銀行得到貸款。
41 . or are you refinancing your present home?還是原有的房子重新申請貸款？
42 . Last year's tax forms?譬如去年的納稅申報表格？
43 . In two or three months, I'll have an advance on my book兩到三個月後 我能得到我那本書的預付款
44 . until they mentioned needing collateral or a guarantor.在他們提到擔保物或擔保人之前。
45 . And, Mr. Stewart, what is your occupation?那麼 ，Stewart先生， 你的職業呢？
46 . And I'll call Mr. Riley at the bank我打電話到銀行給Riley先生
47 . Do you think we can get a loan?你覺得我們能得到貸款嗎？
48 . I'm twenty-nine.我二十九歲。
49 . and be able to put more money down.也就可以增加自備款的額度。
50 . Well, it depends. Do you own any other property?嗯， 這還要看情 。你們擁有其他什麼財產嗎