走遍美國
A Place of Our Own(自己的住房) ACT III
1 . In two or three months, I'll have an advance on my book兩到三個月後 我能得到我那本書的預付款
2 . And I'll call Mr. Riley at the bank我打電話到銀行給Riley先生
3 . I understand your feelings about it, Richard.我瞭解你對這種事的心情， Richard。
4 . Fine. Are you buying a house好的。你們是要買房子呢？
5 . We'll call Mrs. Martinelli and tell her to keep looking for us.我們會打電話給Martinelli太太告訴她繼續幫我們物色房子?
6 . Last year's tax forms?譬如去年的納稅申報表格？
7 . You're talking about a lot of money.你們談的可是一大筆錢。
8 . if you can't make the payments.如果你們不能還錢
9 . Well, it depends. Do you own any other property?嗯， 這還要看情 。你們擁有其他什麼財產嗎
10 . It's a Stewart tradition. We're a family.這是Stewart家的傳統。我們是一家人。
11 . Yes. Here they are.帶來了， 在這裡 。
12 . Any stocks or bonds?有股票或債券嗎？
13 . the bank needs to be sure銀行需要確定
14 . Why don't you speak to Dad?你們為什麼不跟爸爸說說看？
15 . Are you prepared to make a ten-percent down payment?你打算繳納10%做為自備款嗎？
16 . and be able to put more money down.也就可以增加自備款的額度。
17 . Likewise, Mr. Riley.我們也一樣 ，Riley先生。
18 . Then there'll be other houses, Marilyn.還會有別的房子， Marilyn。
19 . Talking to the loan officer at the bank.與銀行的貸款負責人談。
20 . Somebody else'll buy it by then.別人也許買走了。
21 . I hope so, too.我也希望如此。
22 . This has been a great learning experience for us, Marilyn.這對我們是一次很好的學習經驗， Marilyn。
23 . We're in no great rush. It's true.我們不是很急， 這是真的。
24 . And I don't think it's a good idea而且我覺得這不是個好主意
25 . you can pay the mortgage every month.你們能每月按時付款。
26 . We can get a loan from the bank我們能夠從銀行得到貸款。
27 . Everybody needs help sometimes, Richard.每個人都有需要幫助的時候， Richard。
28 . I see. Well, the idea of buying a house is exciting.我明白了。嗯 買房子的念頭叫人興奮過頭。
29 . And we'd like to find out about a mortgage.我們想知道如何貸款。
30 . No. If we buy a house, I want to be able to handle it alone.不， 如果我們買房子， 我希望能夠自行負責。
31 . Richard has a point. You're just beginning to look. Richard說得對。你們只是開始看房子而已。
32 . OK. What ... what kind of house did you have in mind?好的， 你們打算買什麼樣的房子？
33 . Talking to the real-estate agent.與房地產仲介商談。
34 . until they mentioned needing collateral or a guarantor.在他們提到擔保物或擔保人之前。
35 . Do you think we can get a loan?你覺得我們能得到貸款嗎？
36 . Please, sit down. What can I do for you?請坐下。我能為你們做什麼呢？
37 . And we don't own anything to use as collateral.可是我們沒有任何可以做擔保物的東西。
38 . As a matter of fact, my whole family banks here.事實上， 我們全家都是貴行的顧客。
39 . I see. Then you don't have any collateral.我明白了。那麼你們沒有任何擔保物。
40 . Since you don't have enough income,由於你們的收入不夠
41 . We'd like to discuss a mortgage.我們想請教一下貸款的事。
42 . I have some questions to ask.我有一些問題要問。
43 . Or someone can sign with us as a guarantor.或者有人能當擔保人幫我們簽字。
44 . I'm a freelance photographer.我是自由攝影師。
45 . We have no collateral.我們沒有擔保物。
46 . Yes. I'm a designer, and I work in a boutique.是的， 我是位設計師， 我在一家服裝店工作。
47 . and you don't already own any property,而你們又沒有擁有其他財產
48 . Yes, we are.是的 ，我們準備如此。
49 . Pleased to meet you.很高興與你見面。
50 . We live with my parents, Dr. and Mrs. Philip Stewart.我們和父母住在一起 ，我父母是Philip Stewart夫婦。