走遍美國
A Place of Our Own(自己的住房) ACT III
1 . And if you ever need Dad or me to help you ...如果你們的確需要我和爸爸的幫助的話 ……
2 . What about the house in Mount Kisco?在Mount Kisco的房子呢
3 . We live with my parents, Dr. and Mrs. Philip Stewart.我們和父母住在一起 ，我父母是Philip Stewart夫婦。
4 . and tell him we'll see him in a couple of months.告訴他過幾個月我們再去找他。
5 . Then there'll be other houses, Marilyn.還會有別的房子， Marilyn。
6 . In two or three months, I'll have an advance on my book兩到三個月後 我能得到我那本書的預付款
7 . And I'll call Mr. Riley at the bank我打電話到銀行給Riley先生
8 . Fine. Are you buying a house好的。你們是要買房子呢？
9 . Do you own your house or do you rent?你們自己有房子還是租房子？
10 . Yes, we are.是的 ，我們準備如此。
11 . And I don't think it's a good idea而且我覺得這不是個好主意
12 . We can get a loan from the bank我們能夠從銀行得到貸款。
13 . I have some questions to ask.我有一些問題要問。
14 . Thank you, Mr. Riley. We'll read this over carefully.謝謝你 Riley先生。我們會仔細閱讀這些。
15 . Talking to the real-estate agent.與房地產仲介商談。
16 . Last year's tax forms?譬如去年的納稅申報表格？
17 . Did you bring any savings or salary information?你是否帶來儲蓄和薪資的相關資料？
18 . to ask Dad to sign as a guarantor.請爸爸當擔保人為我簽字。
19 . Somebody else'll buy it by then.別人也許買走了。
20 . I see. Then you don't have any collateral.我明白了。那麼你們沒有任何擔保物。
21 . And, Mr. Stewart, what is your occupation?那麼 ，Stewart先生， 你的職業呢？
22 . and you don't already own any property,而你們又沒有擁有其他財產
23 . Or someone can sign with us as a guarantor.或者有人能當擔保人幫我們簽字。
24 . And, Mrs. Stewart, are you working?嗯， Stewart太太， 你有工作嗎？
25 . Talking to the loan officer at the bank.與銀行的貸款負責人談。
26 . We'd like to discuss a mortgage.我們想請教一下貸款的事。
27 . Pleased to meet you.很高興與你見面。
28 . until they mentioned needing collateral or a guarantor.在他們提到擔保物或擔保人之前。
29 . OK. What ... what kind of house did you have in mind?好的， 你們打算買什麼樣的房子？
30 . Yes. Here they are.帶來了， 在這裡 。
31 . someone to sign for the loan for you.找個人為你們的貸款簽個名。
32 . And we'd like to find out about a mortgage.我們想知道如何貸款。
33 . A guarantor is responsible for the loan擔保人要對貸款負責
34 . I think you're doing the right thing. Taking your time.我覺得你們做得對。慢慢來。
35 . Everybody needs help sometimes, Richard.每個人都有需要幫助的時候， Richard。
36 . Please, sit down. What can I do for you?請坐下。我能為你們做什麼呢？
37 . if we can put up some collateral.如果我們能提供擔保物的話。
38 . I hope so, too.我也希望如此。
39 . the bank needs to be sure銀行需要確定
40 . Why don't you speak to Dad?你們為什麼不跟爸爸說說看？
41 . I understand your feelings about it, Richard.我瞭解你對這種事的心情， Richard。
42 . Are you prepared to make a ten-percent down payment?你打算繳納10%做為自備款嗎？
43 . Why is that necessary?為什麼有此必要
44 . This has been a great learning experience for us, Marilyn.這對我們是一次很好的學習經驗， Marilyn。
45 . Do you think we can get a loan?你覺得我們能得到貸款嗎？
46 . We are customers of the bank.我們是貴行的顧客。
47 . As a matter of fact, my whole family banks here.事實上， 我們全家都是貴行的顧客。
48 . Since you don't have enough income,由於你們的收入不夠
49 . We're talking about buying我們在商量購買
50 . I'm a freelance photographer.我是自由攝影師。