走遍美國
A Place of Our Own(自己的住房) ACT III
1 . Somebody else'll buy it by then.別人也許買走了。
2 . I'm a freelance photographer.我是自由攝影師。
3 . Well, it depends. Do you own any other property?嗯， 這還要看情 。你們擁有其他什麼財產嗎
4 . In two or three months, I'll have an advance on my book兩到三個月後 我能得到我那本書的預付款
5 . Yes. I'm a designer, and I work in a boutique.是的， 我是位設計師， 我在一家服裝店工作。
6 . Why don't you speak to Dad?你們為什麼不跟爸爸說說看？
7 . It has been a learning experience. That's true.這真是一次學習經驗， 真的。
8 . A guarantor is responsible for the loan擔保人要對貸款負責
9 . Or someone can sign with us as a guarantor.或者有人能當擔保人幫我們簽字。
10 . Looking around. Especially with a purchase of this kind.到處看看， 特別是這一類買賣。
11 . You're talking about a lot of money.你們談的可是一大筆錢。
12 . a two-bedroom house in Mount Kisco.一棟有兩間臥室的房子， 在Mount Kisco。
13 . It all sounded so easy一切聽起來都那麼容易。
14 . Do you think we can get a loan?你覺得我們能得到貸款嗎？
15 . I'm twenty-nine.我二十九歲。
16 . OK. What ... what kind of house did you have in mind?好的， 你們打算買什麼樣的房子？
17 . until they mentioned needing collateral or a guarantor.在他們提到擔保物或擔保人之前。
18 . Talking to the loan officer at the bank.與銀行的貸款負責人談。
19 . and be able to put more money down.也就可以增加自備款的額度。
20 . I hope so, too.我也希望如此。
21 . I'm Richard Stewart, and this is my wife, Marilyn.我叫Richard Stewart ，這是我妻子 Marilyn。
22 . the bank needs to be sure銀行需要確定
23 . to ask Dad to sign as a guarantor.請爸爸當擔保人為我簽字。
24 . if you can't make the payments.如果你們不能還錢
25 . Why is that necessary?為什麼有此必要
26 . And if you ever need Dad or me to help you ...如果你們的確需要我和爸爸的幫助的話 ……
27 . Fine. Are you buying a house好的。你們是要買房子呢？
28 . or are you refinancing your present home?還是原有的房子重新申請貸款？
29 . Any stocks or bonds?有股票或債券嗎？
30 . What about the house in Mount Kisco?在Mount Kisco的房子呢
31 . Payments over thirty years?三十年分期付款嗎？
32 . I see. Well, the idea of buying a house is exciting.我明白了。嗯 買房子的念頭叫人興奮過頭。
33 . Good-bye. And hope to see you soon.再見。希望很快再見到你們。
34 . you can pay the mortgage every month.你們能每月按時付款。
35 . We are customers of the bank.我們是貴行的顧客。
36 . Talking to the real-estate agent.與房地產仲介商談。
37 . I have some questions to ask.我有一些問題要問。
38 . Richard has a point. You're just beginning to look. Richard說得對。你們只是開始看房子而已。
39 . I think you're doing the right thing. Taking your time.我覺得你們做得對。慢慢來。
40 . Now, tell me, what's the problem?啊， 告訴我 有什麼問題？
41 . Are you prepared to make a ten-percent down payment?你打算繳納10%做為自備款嗎？
42 . And we don't own anything to use as collateral.可是我們沒有任何可以做擔保物的東西。
43 . And we'd like to find out about a mortgage.我們想知道如何貸款。
44 . Yes. Here they are.帶來了， 在這裡 。
45 . As a matter of fact, my whole family banks here.事實上， 我們全家都是貴行的顧客。
46 . Please, sit down. What can I do for you?請坐下。我能為你們做什麼呢？
47 . Everybody needs help sometimes, Richard.每個人都有需要幫助的時候， Richard。
48 . I don't feel right about it.我覺得這樣不對。
49 . Yes, we are.是的 ，我們準備如此。
50 . We're in no great rush. It's true.我們不是很急， 這是真的。