走遍美國
A Place of Our Own(自己的住房) ACT III
1 . Talking to the real-estate agent.與房地產仲介商談。
2 . What about the house in Mount Kisco?在Mount Kisco的房子呢
3 . and you don't already own any property,而你們又沒有擁有其他財產
4 . Thank you, Mr. Riley. We'll read this over carefully.謝謝你 Riley先生。我們會仔細閱讀這些。
5 . I see. Then you don't have any collateral.我明白了。那麼你們沒有任何擔保物。
6 . I understand your feelings about it, Richard.我瞭解你對這種事的心情， Richard。
7 . We can get a loan from the bank我們能夠從銀行得到貸款。
8 . Pleased to meet you.很高興與你見面。
9 . if you can't make the payments.如果你們不能還錢
10 . I understand Richard's feelings about it, Ellen.我瞭解Richard對此的感受， Ellen。
11 . As a matter of fact, my whole family banks here.事實上， 我們全家都是貴行的顧客。
12 . Last year's tax forms?譬如去年的納稅申報表格？
13 . We're talking about buying我們在商量購買
14 . In two or three months, I'll have an advance on my book兩到三個月後 我能得到我那本書的預付款
15 . And I don't think it's a good idea而且我覺得這不是個好主意
16 . Yes, we are.是的 ，我們準備如此。
17 . And we'd like to find out about a mortgage.我們想知道如何貸款。
18 . It's a Stewart tradition. We're a family.這是Stewart家的傳統。我們是一家人。
19 . or are you refinancing your present home?還是原有的房子重新申請貸款？
20 . I'm a freelance photographer.我是自由攝影師。
21 . you can pay the mortgage every month.你們能每月按時付款。
22 . I see. Well, the idea of buying a house is exciting.我明白了。嗯 買房子的念頭叫人興奮過頭。
23 . Perhaps you could get a guarantor--也許你可以找一位擔保人
24 . Any stocks or bonds?有股票或債券嗎？
25 . We're planning to buy a house.我們計劃買一棟房子。
26 . Are you prepared to make a ten-percent down payment?你打算繳納10%做為自備款嗎？
27 . Why is that necessary?為什麼有此必要
28 . We have no collateral.我們沒有擔保物。
29 . Yes. I'm a designer, and I work in a boutique.是的， 我是位設計師， 我在一家服裝店工作。
30 . Good-bye. And hope to see you soon.再見。希望很快再見到你們。
31 . Since you don't have enough income,由於你們的收入不夠
32 . And, Mrs. Stewart, are you working?嗯， Stewart太太， 你有工作嗎？
33 . We live with my parents, Dr. and Mrs. Philip Stewart.我們和父母住在一起 ，我父母是Philip Stewart夫婦。
34 . Richard has a point. You're just beginning to look. Richard說得對。你們只是開始看房子而已。
35 . This has been a great learning experience for us, Marilyn.這對我們是一次很好的學習經驗， Marilyn。
36 . No. If we buy a house, I want to be able to handle it alone.不， 如果我們買房子， 我希望能夠自行負責。
37 . someone to sign for the loan for you.找個人為你們的貸款簽個名。
38 . I think you're doing the right thing. Taking your time.我覺得你們做得對。慢慢來。
39 . It all sounded so easy一切聽起來都那麼容易。
40 . And if you ever need Dad or me to help you ...如果你們的確需要我和爸爸的幫助的話 ……
41 . I don't feel right about it.我覺得這樣不對。
42 . Everybody needs help sometimes, Richard.每個人都有需要幫助的時候， Richard。
43 . and be able to put more money down.也就可以增加自備款的額度。
44 . It has been a learning experience. That's true.這真是一次學習經驗， 真的。
45 . And we don't own anything to use as collateral.可是我們沒有任何可以做擔保物的東西。
46 . until they mentioned needing collateral or a guarantor.在他們提到擔保物或擔保人之前。
47 . And I'll call Mr. Riley at the bank我打電話到銀行給Riley先生
48 . Somebody else'll buy it by then.別人也許買走了。
49 . Why don't you speak to Dad?你們為什麼不跟爸爸說說看？
50 . You're talking about a lot of money.你們談的可是一大筆錢。