走遍美國
A Place of Our Own(自己的住房) ACT III
1 . And I'll call Mr. Riley at the bank我打電話到銀行給Riley先生
2 . And we'd like to find out about a mortgage.我們想知道如何貸款。
3 . Looking around. Especially with a purchase of this kind.到處看看， 特別是這一類買賣。
4 . you can pay the mortgage every month.你們能每月按時付款。
5 . Or someone can sign with us as a guarantor.或者有人能當擔保人幫我們簽字。
6 . Are you prepared to make a ten-percent down payment?你打算繳納10%做為自備款嗎？
7 . to ask Dad to sign as a guarantor.請爸爸當擔保人為我簽字。
8 . We have no collateral.我們沒有擔保物。
9 . Did you bring any savings or salary information?你是否帶來儲蓄和薪資的相關資料？
10 . Richard has a point. You're just beginning to look. Richard說得對。你們只是開始看房子而已。
11 . This has been a great learning experience for us, Marilyn.這對我們是一次很好的學習經驗， Marilyn。
12 . I think you're doing the right thing. Taking your time.我覺得你們做得對。慢慢來。
13 . and you don't already own any property,而你們又沒有擁有其他財產
14 . Talking to the real-estate agent.與房地產仲介商談。
15 . Well, it depends. Do you own any other property?嗯， 這還要看情 。你們擁有其他什麼財產嗎
16 . or are you refinancing your present home?還是原有的房子重新申請貸款？
17 . I understand Richard's feelings about it, Ellen.我瞭解Richard對此的感受， Ellen。
18 . No. If we buy a house, I want to be able to handle it alone.不， 如果我們買房子， 我希望能夠自行負責。
19 . Any stocks or bonds?有股票或債券嗎？
20 . if you can't make the payments.如果你們不能還錢
21 . We are customers of the bank.我們是貴行的顧客。
22 . Somebody else'll buy it by then.別人也許買走了。
23 . Why don't you speak to Dad?你們為什麼不跟爸爸說說看？
24 . As a matter of fact, my whole family banks here.事實上， 我們全家都是貴行的顧客。
25 . someone to sign for the loan for you.找個人為你們的貸款簽個名。
26 . What about the house in Mount Kisco?在Mount Kisco的房子呢
27 . Yes. I'm a designer, and I work in a boutique.是的， 我是位設計師， 我在一家服裝店工作。
28 . Likewise, Mr. Riley.我們也一樣 ，Riley先生。
29 . Please, sit down. What can I do for you?請坐下。我能為你們做什麼呢？
30 . Everybody needs help sometimes, Richard.每個人都有需要幫助的時候， Richard。
31 . I hope so, too.我也希望如此。
32 . Then there'll be other houses, Marilyn.還會有別的房子， Marilyn。
33 . Thank you, Mr. Riley. We'll read this over carefully.謝謝你 Riley先生。我們會仔細閱讀這些。
34 . It all sounded so easy一切聽起來都那麼容易。
35 . Last year's tax forms?譬如去年的納稅申報表格？
36 . if we can put up some collateral.如果我們能提供擔保物的話。
37 . We'll call Mrs. Martinelli and tell her to keep looking for us.我們會打電話給Martinelli太太告訴她繼續幫我們物色房子?
38 . A guarantor is responsible for the loan擔保人要對貸款負責
39 . I'm a freelance photographer.我是自由攝影師。
40 . Talking to the loan officer at the bank.與銀行的貸款負責人談。
41 . Pleased to meet you.很高興與你見面。
42 . We're in no great rush. It's true.我們不是很急， 這是真的。
43 . Good-bye. And hope to see you soon.再見。希望很快再見到你們。
44 . And, Mrs. Stewart, are you working?嗯， Stewart太太， 你有工作嗎？
45 . Here are the financial details on the house.這是這房子的財務細節。
46 . Do you think we can get a loan?你覺得我們能得到貸款嗎？
47 . Why is that necessary?為什麼有此必要
48 . We live with my parents, Dr. and Mrs. Philip Stewart.我們和父母住在一起 ，我父母是Philip Stewart夫婦。
49 . Yes, we are.是的 ，我們準備如此。
50 . And if you ever need Dad or me to help you ...如果你們的確需要我和爸爸的幫助的話 ……