走遍美國
A Place of Our Own(自己的住房) ACT III
1 . Perhaps you could get a guarantor--也許你可以找一位擔保人
2 . OK. What ... what kind of house did you have in mind?好的， 你們打算買什麼樣的房子？
3 . to ask Dad to sign as a guarantor.請爸爸當擔保人為我簽字。
4 . Yes. Here they are.帶來了， 在這裡 。
5 . Everybody needs help sometimes, Richard.每個人都有需要幫助的時候， Richard。
6 . Why don't you speak to Dad?你們為什麼不跟爸爸說說看？
7 . We have no collateral.我們沒有擔保物。
8 . We'd like to discuss a mortgage.我們想請教一下貸款的事。
9 . Are you prepared to make a ten-percent down payment?你打算繳納10%做為自備款嗎？
10 . I'm a freelance photographer.我是自由攝影師。
11 . What about the house in Mount Kisco?在Mount Kisco的房子呢
12 . Fine. Are you buying a house好的。你們是要買房子呢？
13 . I see. Well, the idea of buying a house is exciting.我明白了。嗯 買房子的念頭叫人興奮過頭。
14 . It has been a learning experience. That's true.這真是一次學習經驗， 真的。
15 . And, Mrs. Stewart, are you working?嗯， Stewart太太， 你有工作嗎？
16 . As a matter of fact, my whole family banks here.事實上， 我們全家都是貴行的顧客。
17 . And I'll call Mr. Riley at the bank我打電話到銀行給Riley先生
18 . And we don't own anything to use as collateral.可是我們沒有任何可以做擔保物的東西。
19 . I don't feel right about it.我覺得這樣不對。
20 . Somebody else'll buy it by then.別人也許買走了。
21 . until they mentioned needing collateral or a guarantor.在他們提到擔保物或擔保人之前。
22 . You know we'll be there for you.你們知道我們是會伸出援手的。
23 . and you don't already own any property,而你們又沒有擁有其他財產
24 . Likewise, Mr. Riley.我們也一樣 ，Riley先生。
25 . I'm Richard Stewart, and this is my wife, Marilyn.我叫Richard Stewart ，這是我妻子 Marilyn。
26 . Do you own your house or do you rent?你們自己有房子還是租房子？
27 . Why is that necessary?為什麼有此必要
28 . This has been a great learning experience for us, Marilyn.這對我們是一次很好的學習經驗， Marilyn。
29 . someone to sign for the loan for you.找個人為你們的貸款簽個名。
30 . Did you bring any savings or salary information?你是否帶來儲蓄和薪資的相關資料？
31 . In two or three months, I'll have an advance on my book兩到三個月後 我能得到我那本書的預付款
32 . if we can put up some collateral.如果我們能提供擔保物的話。
33 . It all sounded so easy一切聽起來都那麼容易。
34 . Looking around. Especially with a purchase of this kind.到處看看， 特別是這一類買賣。
35 . We live with my parents, Dr. and Mrs. Philip Stewart.我們和父母住在一起 ，我父母是Philip Stewart夫婦。
36 . Yes. I'm a designer, and I work in a boutique.是的， 我是位設計師， 我在一家服裝店工作。
37 . I think you're doing the right thing. Taking your time.我覺得你們做得對。慢慢來。
38 . Last year's tax forms?譬如去年的納稅申報表格？
39 . or are you refinancing your present home?還是原有的房子重新申請貸款？
40 . Since you don't have enough income,由於你們的收入不夠
41 . No. If we buy a house, I want to be able to handle it alone.不， 如果我們買房子， 我希望能夠自行負責。
42 . And we'd like to find out about a mortgage.我們想知道如何貸款。
43 . Richard has a point. You're just beginning to look. Richard說得對。你們只是開始看房子而已。
44 . We're planning to buy a house.我們計劃買一棟房子。
45 . if you can't make the payments.如果你們不能還錢
46 . Good-bye. And hope to see you soon.再見。希望很快再見到你們。
47 . You're talking about a lot of money.你們談的可是一大筆錢。
48 . I see. Then you don't have any collateral.我明白了。那麼你們沒有任何擔保物。
49 . Do you think we can get a loan?你覺得我們能得到貸款嗎？
50 . Then there'll be other houses, Marilyn.還會有別的房子， Marilyn。