走遍美國
A Place of Our Own(自己的住房) ACT III
1 . Talking to the loan officer at the bank.與銀行的貸款負責人談。
2 . I see. Then you don't have any collateral.我明白了。那麼你們沒有任何擔保物。
3 . Fine. Are you buying a house好的。你們是要買房子呢?
4 . Somebody else'll buy it by then.別人也許買走了。
5 . I don't feel right about it.我覺得這樣不對。
6 . Yes. Here they are.帶來了, 在這裡 。
7 . I'm Richard Stewart, and this is my wife, Marilyn.我叫Richard Stewart ,這是我妻子 Marilyn。
8 . Now, tell me, what's the problem?啊, 告訴我 有什麼問題?
9 . In two or three months, I'll have an advance on my book兩到三個月後 我能得到我那本書的預付款
10 . and you don't already own any property,而你們又沒有擁有其他財產
11 . I see. Well, the idea of buying a house is exciting.我明白了。嗯 買房子的念頭叫人興奮過頭。
12 . As a matter of fact, my whole family banks here.事實上, 我們全家都是貴行的顧客。
13 . the bank needs to be sure銀行需要確定
14 . A guarantor is responsible for the loan擔保人要對貸款負責
15 . until they mentioned needing collateral or a guarantor.在他們提到擔保物或擔保人之前。
16 . OK. What ... what kind of house did you have in mind?好的, 你們打算買什麼樣的房子?
17 . What about the house in Mount Kisco?在Mount Kisco的房子呢
18 . Why don't you speak to Dad?你們為什麼不跟爸爸說說看?
19 . And, Mr. Stewart, what is your occupation?那麼 ,Stewart先生, 你的職業呢?
20 . I think you're doing the right thing. Taking your time.我覺得你們做得對。慢慢來。
21 . Looking around. Especially with a purchase of this kind.到處看看, 特別是這一類買賣。
22 . Do you own your house or do you rent?你們自己有房子還是租房子?
23 . Please, sit down. What can I do for you?請坐下。我能為你們做什麼呢?
24 . It has been a learning experience. That's true.這真是一次學習經驗, 真的。
25 . Richard has a point. You're just beginning to look. Richard說得對。你們只是開始看房子而已。
26 . Any stocks or bonds?有股票或債券嗎?
27 . Perhaps you could get a guarantor--也許你可以找一位擔保人
28 . We're in no great rush. It's true.我們不是很急, 這是真的。
29 . and be able to put more money down.也就可以增加自備款的額度。
30 . And I'll call Mr. Riley at the bank我打電話到銀行給Riley先生
31 . you can pay the mortgage every month.你們能每月按時付款。
32 . Good-bye. And hope to see you soon.再見。希望很快再見到你們。
33 . someone to sign for the loan for you.找個人為你們的貸款簽個名。
34 . Thank you, Mr. Riley. We'll read this over carefully.謝謝你 Riley先生。我們會仔細閱讀這些。
35 . And, Mrs. Stewart, are you working?嗯, Stewart太太, 你有工作嗎?
36 . We can get a loan from the bank我們能夠從銀行得到貸款。
37 . I understand Richard's feelings about it, Ellen.我瞭解Richard對此的感受, Ellen。
38 . And if you ever need Dad or me to help you ...如果你們的確需要我和爸爸的幫助的話 ……
39 . Last year's tax forms?譬如去年的納稅申報表格?
40 . I'm a freelance photographer.我是自由攝影師。
41 . We have no collateral.我們沒有擔保物。
42 . Or someone can sign with us as a guarantor.或者有人能當擔保人幫我們簽字。
43 . You know we'll be there for you.你們知道我們是會伸出援手的。
44 . Since you don't have enough income,由於你們的收入不夠
45 . and tell him we'll see him in a couple of months.告訴他過幾個月我們再去找他。
46 . We live with my parents, Dr. and Mrs. Philip Stewart.我們和父母住在一起 ,我父母是Philip Stewart夫婦。
47 . I'm twenty-nine.我二十九歲。
48 . We are customers of the bank.我們是貴行的顧客。
49 . Yes. I'm a designer, and I work in a boutique.是的, 我是位設計師, 我在一家服裝店工作。
50 . Do you think we can get a loan?你覺得我們能得到貸款嗎?